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conforming loan limits 2025

Cheers to 2025, Tampa! 

Ringing in the New Year with Bigger Loan Limits

Happy New Year, Tampa! 🎉 

As we say goodbye to 2024 and look to the New Year ahead, I’ve got some fantastic news to kickstart your 2025 home-buying goals: the Federal Housing Finance Agency (FHFA) has raised the conforming loan limit for single-family homes to $806,500. That’s a 5.2% increase, and it’s going to make a world of difference for anyone dreaming of a new home or making a real estate investment this year. 

New Year, New Buying Power

What better way to start the year than with more opportunities to buy the home you’ve been dreaming of? What the increased loan limit means is that you can finance a larger portion of your home at lower interest rates, avoiding the extra hassle and cost of jumbo loans. Because who doesn’t want to save money while getting more?

Tampa Is the Place to Be in 2025

Tampa’s real estate market is as vibrant and popular as our Gasparilla Parade, and this loan limit boost comes just in time. With home prices staying strong, demand still high, and overflowing inventory, this increase gives you an edge to shop confidently in neighborhoods you love. Whether it’s a single family residence in Westchase or a cozy home in Hyde Park, you’ll have more flexibility to make it happen.

Here’s What I’m Excited About: So Many Possibilities For Real Estate Buys

As a Tampa local and real estate agent for over 20 years, I’ve seen how much this city has to offer—and how challenging the fluctuating market has felt since the pandemic. That’s why I’m thrilled about these higher limits. They open up so many possibilities for my clients, whether you’re looking for your first home or upgrading to something bigger.

2025 is already shaping up to be a fantastic year for buyers and sellers alike. I can’t wait to help my clients take full advantage of these changes. This is your time to make a move, and I’m here to guide you every step of the way.

Cheers to Your Best Year Yet!

If buying or selling a home is on your list of New Year’s resolutions, let’s make it happen! These higher loan limits are just one of the many reasons 2025 is the perfect year to achieve your real estate goals.

Give me a call at 813-240-6563 or drop me a line. And if we haven’t formally met yet, let’s change that! I’d love to help you out as your go-to expert on Tampa real estate—and I’d love to help you start the year with a big win. 

Here’s to new beginnings, new homes, and an unforgettable 2025! 

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